Trap Detector
Enter your target vehicle profile to expose the specific F&I (Finance & Insurance) traps they will try to use on you.
Nuclear Option: Report Fraud
Last Resort — Use When A Dealer Has Committed Fraud
1. Evidence Checklist
Before leaving the dealership, use your phone to capture the following evidence:
- ■The original online ad — screenshot it immediately. If the price or features changed when you arrived, this proves bait-and-switch.
- ■All text messages and emails from the salesperson — these are admissible evidence of verbal promises and price agreements.
- ■The "Four-Square" worksheet or Buyer's Order — photograph every version they show you. This documents hidden fees and price manipulation.
DO NOT SIGN ANYTHING. Once you sign, your leverage drops dramatically. Walk out with your evidence.
2. Federal Strike
File complaints with both federal agencies. The CFPB heavily regulates auto-loan packing and has issued millions in fines against dealerships engaged in deceptive financing practices.
3. State Strike
File complaints with both of these state-level bodies. These agencies have the power to revoke a dealership's license to operate — this is the threat dealers fear most.
Your State Attorney General
Select your state above to get a direct link to the AG complaint form.
State DMV Dealership Licensing Bureau
Select your state above to get a direct link to the DMV dealer complaint form.
Three Reports. Zero Surprises.
Never trust a single data broker. Each provider uses different databases. Human errors in data entry mean one report might miss an accident or title issue that another catches. The gold standard: when three independent sources say the same thing.
Cross-reference all three for maximum protection
DISCLAIMER: Car Buying Bouncer provides mathematical estimates and negotiation templates for informational purposes only. We do not provide financial, legal, or professional advice. All calculations are based on user inputs and average data. We make no warranties regarding the accuracy of this data or the success of any negotiation. Users assume all risk. Not affiliated with any dealership, manufacturer, or third-party inspection service.
Designed by Russell Nomer